The beneficiaries of life insurance policies can only be family members or those directly affected by a person's death.

Name: The beneficiaries of life insurance policies can only be family members or those directly affected by a person's death.
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Beneficiaries of life insurance policies can be anyone the policyholder chooses, including friends, charitable organizations, trusts, or even businesses, not just family members or those directly affected by the person's death.

The Beneficiaries of Life Insurance Policies Can Only Be Family