The Main Difference Between Whole Life and Universal Life Policies

The main difference between whole life and universal life policies is

A) whole life is permanent insurance while universal life is more concerned with a portfolio of investments and temporary insurance coverage.
B) universal life has a guaranteed investment component while whole life has cash value with very conservative rates of return.
C) in universal life the policyholder has control over investments while the insurance company controls the investments of a whole life policy.
D) universal life policies are completely taxable while whole life cash values are not taxable.