A PPO health insurance plan allows individuals a better selection of health care providers, but is more expensive than an HMO.

Question

Quizplus · Accepted Answer

PPO (Preferred Provider Organization) plans offer more flexibility in choosing healthcare providers and do not require primary care physician referrals for specialists, but they typically come with higher premiums and out-of-pocket costs compared to HMO (Health Maintenance Organization) plans, which have more restricted provider networks and require referrals.

A PPO Health Insurance Plan Allows Individuals a Better Selection