As You Develop Your Long-Term Personal Financial Plan, Consideration of Purchasing

As you develop your long-term personal financial plan, consideration of purchasing disability insurance and paying the premiums is very important when

A) you are raising a family and have significant financial responsibilities.
B) you are nearing retirement and want to protect your net worth.
C) you begin collecting social security as a way to supplement your retirement income.
D) you begin to feel ill.