The personal liability umbrella policy typically includes coverage for liability losses that are in excess of the limits of the comprehensive personal liability coverage provided in the homeowner's policy.

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The personal liability umbrella policy is designed to provide additional liability coverage beyond the limits of the underlying homeowner's or auto policy. It is an extra layer of protection that can help cover legal costs and damages that exceed the primary policy's limits.

The Personal Liability Umbrella Policy Typically Includes Coverage for Liability