If you are gradually vested in a retirement plan over a six-year period,the plan is a

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A graded plan is a retirement plan where an employee becomes gradually vested in the plan over a period of time, commonly six years. This means that the employee will earn a greater percentage of the employer's contribution each year until they are fully vested. This is different from a cliff plan where an employee becomes fully vested after a certain amount of years or a contributory plan where the employee contributes a portion of their own funds to the plan.

If You Are Gradually Vested in a Retirement Plan Over