19-30 The Designated Reserve Ratio is a rule that stipulates that highly-rated DIs would not pay deposit insurance premiums if this ratio was above 1.25 percent.

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This statement is true. The Designated Reserve Ratio (DRR) is a ratio set by the FDIC (Federal Deposit Insurance Corporation) and is used to determine whether a bank is required to pay deposit insurance premiums. If a bank's reserve ratio is above 1.25 percent, it is considered a "well-capitalized institution" and is not required to pay deposit insurance premiums. This incentivizes banks to maintain adequate reserves to ensure their financial stability.

19-30 the Designated Reserve Ratio Is a Rule That Stipulates