19-78 The system of flat deposit insurance premium formerly used in the U.S.
A) enhances bank safety and soundness because it discourages bank risk taking.
B) reduces bank safety and soundness because it encourages bank risk taking.
C) has no impact on bank safety and soundness.
D) places banks that are considered "too big to fail" at a disadvantage.
E) provides unfair advantage to small community banks.
Correct Answer:
Verified
Q70: 19-65 Which of the following contributed the
Q71: 19-75 The insured depositor transfer method of
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Q73: 19-74 The provision of deposit insurance by
Q74: 19-80 When risk-taking is not actuarially fairly
Q76: 19-68 From January 2008 to December 2009,there
Q77: 19-70 How can the regulators reduce the
Q78: 19-79 Which of the following is a
Q79: 19-69 Moral hazard at FIs may
A)result when
Q80: 19-62 The contagion effect
A)stems from the positive
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