11-21 Usury ceilings are maximum rates imposed by federal legislation that FIs can charge on consumer and mortgage debt.
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Q26: 11-27 Credit rationing is a form of
Q27: 11-23 LIBOR,the London Interbank Offered Rate,is the
Q28: 11-35 Credit scoring models are advantageous because
Q29: 11-31 A borrower's reputation is an example
Q30: 11-26 At some point,further increases in interest
Q32: 11-30 Covenants are restrictions in loan and
Q33: 11-36 A major advantage of discriminant models
Q34: 11-33 Recessionary phases in the business cycle
Q35: 11-40 The probability that a borrower would
Q36: 11-37 Discriminant models often ignore hard-to-quantify factors
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