11-40 The probability that a borrower would default in any specific time period is a marginal default probability.
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Q30: 11-26 At some point,further increases in interest
Q31: 11-21 Usury ceilings are maximum rates imposed
Q32: 11-30 Covenants are restrictions in loan and
Q33: 11-36 A major advantage of discriminant models
Q34: 11-33 Recessionary phases in the business cycle
Q36: 11-37 Discriminant models often ignore hard-to-quantify factors
Q37: 11-24 Because a compensating balance is the
Q38: 11-25 Adjusting interest rates,fees,and other terms upward
Q39: 11-38 In terms of rating agencies such
Q40: 11-28 Generally,at the retail level,an FI controls
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