11-57 Which of the Following Is NOT Characteristic of the Consumer

11-57 Which of the following is NOT characteristic of the consumer loans at U.S.banks?

A) Non revolving consumer loans is the largest class of loans.
B) Credit card loans often have default rates between four and eight percent.
C) Usury ceilings affect the rate structure for consumer loans.
D) Consumer loans differ widely with respect to collateral,rates,maturity,and noninterest fees.
E) Revolving consumer loans include new and used automobile loans,mobile home loans,and fixed-term consumer loans.