1-64 Which of the following refers to the term "maturity intermediation"?

Question

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Maturity intermediation refers to the process of commercial banks borrowing short-term funds from depositors (such as checking accounts, savings accounts) and lending long-term funds to borrowers (such as mortgages and car loans) to make a profit. This process works when the yield curve is upward sloping, meaning that long-term interest rates are higher than short-term interest rates. The bank earns a spread or profit on the difference between what it pays depositors in interest and what it earns on loans. However, the risk is that the bank may face a funding problem if depositors withdraw their money before the loans mature. This is known as a liquidity risk. Mismatching the maturities of assets and liabilities can create this risk.

1-64 Which of the Following Refers to the Term "Maturity