Which of the Following Best Describes the Agreement Where a Firm

Which of the following best describes the agreement where a firm sells receivables to a lender and the lender agrees to pay the firm the amount due from its customers at the end of the firm's payment period,and where the lender's claim on the borrower's assets in the event of default is limited only to explicitly pledged collateral?

A) trust receipt
B) pledging of accounts receivable
C) factoring of accounts receivable with recourse
D) factoring of accounts receivable without recourse
E) floating lien