Ursula Wants to Buy an $18 999 Used Car

Ursula wants to buy an $18 999 used car. She has savings of $2 000 plus an $800 trade-in. She wants her monthly payments to be about $272. Which of the following loans offers monthly payments closest to $270?

A) 6.5% APR for 36 months
B) 6.5% APR for 48 months
C) 6.5% APR for 72 months
D) 6.5% APR for 60 months