A researcher wants to understand how an annual mortgage payment (in dollars) depends on income level and zonal location using a two-way ANOVA without interaction. The data and an incomplete ANOVA table are shown below.
At the 5% significance level, the conclusion for the hypothesis test about factor A is ________.
A) do not reject the null hypothesis; we can conclude the average mortgage payments differ by income level
B) do not reject the null hypothesis; we cannot conclude the average mortgage payments differ by income level
C) reject the null hypothesis; we can conclude the average mortgage payments differ by income level
D) reject the null hypothesis; we cannot conclude the average mortgage payments differ by income level
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