What type of loan arrangement is most common when banks lend to business?

Question

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Term loans are the most common type of loan arrangement when banks lend to businesses. This is because they provide a fixed amount of money that is repaid in regular installments over a set period of time. Other options such as revolving credit facilities and standby facilities may also be available, but these tend to be used more for short-term or emergency funding needs. Syndicated loans usually involve multiple lenders and are used for large financing needs. Leasing is not a loan arrangement, but rather an agreement to use an asset in exchange for regular payments.

What Type of Loan Arrangement Is Most Common When Banks