Which of the Following Statements Is True

Which of the following statements is true?

A) Australian banks' decreased reliance on off-shore funding post GFC led to funding pressures and increased the costs of obtaining funds.
B) Australian banks' increased reliance on off-shore funding post GFC led to funding pressures and increased the costs of funding.
C) Australian banks reduced their reliance on on-shore funding in an effort to reduce the costs of funding and ease pressure on mortgage interest rates.
D) Australian banks increased their reliance on on-shore funding post GFC which led to funding pressures and increased the costs of obtaining funds.