Which two Cs are the most important in the 5 Cs of credit?

Name: Which two Cs are the most important in the 5 Cs of credit?
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Character and capacity are the two most important Cs of credit. This is because character refers to the borrower's credit history and reputation for paying debts on time, while capacity refers to their ability to repay the loan based on income and other financial obligations. These are the two most critical factors in determining a borrower's creditworthiness.

Which Two Cs Are the Most Important in the 5