One method of defining or identifying discriminating lending behavior is that discrimination is said to exist if a lender fails to adhere to a set of guidelines governing the do's and don'ts of a lending procedure.This is known as the:

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The practices method focuses on the actual lending behavior of a lender and evaluates whether it adheres to established guidelines. It examines whether there are any disparities in lending patterns based on factors such as race, gender, or ethnicity. The effects method looks at the consequences of lending behavior, while the intent method focuses on the intention behind the behavior. The screening method involves using predetermined criteria to assess lending decisions. Therefore, the practices method is the best choice in identifying discriminatory lending behavior.

One Method of Defining or Identifying Discriminating Lending Behavior Is