What Is Meant by the Term "Taste" for Discrimination

What is meant by the term "taste" for discrimination?

A) firms or individuals may derive psychological,but not monetary,satisfaction from discrimination
B) firms or individuals may have been allowed to practice discriminatory procedures for so long that they have developed an almost automatic tendency toward discrimination
C) firms or individuals may require a minority group member to pass more stringent requirements before granting the loan than those that would be required for a white
D) firms or individuals may have learned that they are more likely to suffer monetary losses by lending to minority groups; therefore they benefit from being discriminatory