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An S&L Owns Mortgages That Have a Current Market Value

Question 21

Multiple Choice

An S&L owns mortgages that have a current market value of $325 million. The duration of this portfolio of mortgages is 15.9 years. The S&L finances its mortgages by issuing CDs and the current value of these liabilities is $275 million. The duration of these liabilities is 4.6 years. What is the initial duration of the equity for the S&L?


A) 103.25 years
B) 78.05 years
C) 25.30 years
D) 53.00 years

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