Ann Marie Accumulated a Large Balance on Her Credit Card

Ann Marie accumulated a large balance on her credit card while in college.She is trying to get it paid off as quickly as possible and wants to roll the balance onto a new credit card.She now uses a credit card only for emergencies.What should Ann Marie look for in a credit card given the large balance and the way she plans to use the card?

A) Low annual fee
B) Low APR
C) Long grace period
D) Average daily balance method excluding purchases
E) Two-cycle average daily balance method