Insurance Underwriting Is Best Described As

Insurance underwriting is best described as:

A) the process used by insurers to decide who can be insured and to determine applicable rates that will be charged for premiums.
B) a set of activities used to identify the risk and rewards of investing the insured's funds on marketable securities.
C) production-related activities performed primarily by agents on the field.
D) process of developing pricing structures for insurance,often performed by an actuary.
E) a function most often performed by acturials.