The death benefit of _____ life insurance policy/policies may go down due to poor investment returns.

Question

Quizplus · Accepted Answer

The death benefit of a variable life insurance policy can go down due to poor investment returns, as the policyholder assumes the investment risk. Universal life insurance policies also offer a cash value component that can be invested, and poor investment returns can affect the death benefit. Limited pay and whole life insurance policies offer a guaranteed death benefit and are not impacted by investment returns.

The Death Benefit of _____ Life Insurance Policy/policies May Go