Success in Saving Can Occur by Minimizing Discomfort Through

Success in saving can occur by minimizing discomfort through:

A) Staying away from stores that result in greater spending than needed.
B) Saving a fraction of the extra money obtained from raises before the new money enters the spending stream.
C) Carrying credit cards only for planned expenditures and for vacations.
D) Dollar cost averaging.
E) None of the above.