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Joyce, Age 39, and Sam, Age 40, Who Have Been

Question 105

Multiple Choice

Joyce, age 39, and Sam, age 40, who have been married for seven years, are both active participants in qualified retirement plans.Their total AGI for 2012 is $120,000.Each is employed and earns a salary of $65,000.What are their combined deductible contributions to traditional IRAs?


A) $0.
B) $3,000.
C) $4,000.
D) $8,000.
E) None of the above.

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