The Following Is the Balance Sheet of the Whole Banking

The following is the balance sheet of the whole banking system (all figures are in $billions) :

-Refer to the information above to answer this question.Assume that the target reserve ratio is 5 percent.If the commercial banking system were to actually lend the maximum amount that it is able to lend,what would be the result?

A) Reserves and deposits will increase by that amount.
B) Excess reserves will drop to $38 billion.
C) Excess reserves will drop to $2 billion.
D) Excess reserves will be reduced to zero.
E) Reserves and deposits will decrease by that amount.