Credit Unions Get Slight Competitive Advantage Over Commercial Banks and Thrifts

Credit Unions get slight competitive advantage over commercial banks and thrifts because they

A) get their charter from the Comptroller of the Currency.
B) get tax exemptions as they are often run as non-profit organizations.
C) are insured by the Federal Deposit Insurance Corporation.
D) can rely on the funds from the Federal Reserve at times of emergency.