In general, smaller banks have higher capital ratios than larger banks.

Name: In general, smaller banks have higher capital ratios than larger banks.
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Smaller banks generally have lower risk profiles and fewer assets, so they can maintain higher capital ratios as a percentage of their assets. Larger banks may have more diverse and complex business operations, which can increase their risk and require a larger capital base to maintain a comparable ratio.

In General, Smaller Banks Have Higher Capital Ratios Than Larger