Which of the following is the primary emphasis of a values-driven credit culture?
A) Annual bank profit
B) Bank soundness and stability
C) Loan volume
D) Loan growth
E) Short-term earnings

Question

Quizplus · Accepted Answer

The primary emphasis of a values-driven credit culture is on bank soundness and stability, which means managing risks carefully, maintaining integrity, and adhering to ethical standards. Annual profit, loan volume, and loan growth are important but not the primary focus. Short-term earnings may compromise the long-term health and reputation of the bank, which contradicts values-driven culture.

Which of the Following Is the Primary Emphasis of a Values-Driven