A consumer who believes that he or she has been or may be victimized by identity theft may place an alert on his or her credit file.

Question

Quizplus · Accepted Answer

This is true. A consumer can place an alert on their credit file with one of the major credit reporting agencies if they believe they have been or may be victimized by identity theft. This alert signals to potential lenders and creditors that they should take extra steps to verify the identity of anyone applying for credit in the individual's name.

A Consumer Who Believes That He or She Has Been