If a customer does not have sufficient funds to pay a check available in his or her checking account and the bank dishonors the check,then the bank is liable to the customer.

Question

Quizplus · Accepted Answer

If the customer does not have sufficient funds to cover the check, it is the customer's responsibility to ensure that they either deposit enough money to cover the check or make other arrangements with the bank. The bank is not liable for the customer's lack of funds.

If a Customer Does Not Have Sufficient Funds to Pay