To Cover the Loss of Its Inventory in the Event

To cover the loss of its inventory in the event of a fire,Great Goods,Inc.,seeks an insurance policy from United Insurance Company. On May 1,Great Goods pays United a quarterly premium. On May 2,United issues a policy that provides coverage begins after thirty days. On May 15,Great Good's inventory is lost in a fire. Regarding the proceeds,United

A) must pay,because the possibility of a fire was the reason Great Goods obtained the insurance.
B) must pay,because Great Goods paid the premium.
C) must pay,because United issued a policy.
D) need not pay.