Kelsy,a Minority Business Owner,obtains a Business Liability Insurance Policy from Luminous

Kelsy,a minority business owner,obtains a business liability insurance policy from Luminous Insurance Company for Kelsy's Framing & Art Supplies store.Luminous can cancel the policy

A) if Kelsy increases the hazard covered by the insurance.
B) if Kelsy files a claim.
C) if Luminous decides to no longer insure minority business owners.
D) under no circumstances.