Phyllis Applies for a Loan from Crystal Bank

Phyllis applies for a loan from Crystal Bank.Crystal Bank provides Phyllis with all of the appropriate documents required by the Truth-in-Lending Act.Phyllis does not read the documents.An agent from Crystal Bank orally misrepresents the terms of the loan to Phyllis.Phyllis can

A) claim fraud.
B) not claim fraud.
C) claim fraud if she can prove that the agent intended to deceive her.
D) claim fraud if she does so within three days of receiving the documents.