How might a company that offers to handle all paperwork involved with a health insurance claim for a flat fee face the problem of adverse selection?

Name: How might a company that offers to handle all paperwork involved with a health insurance claim for a flat fee face the problem of adverse selection?
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The Answer of How might a company that offers to handle all paperwork involved with a health insurance claim for a flat fee face the problem of adverse selection?

How Might a Company That Offers to Handle All Paperwork