Before obtaining a discharge in bankruptcy,a consumer-debtor must attend a consumer education course (unless such a course is unavailable).

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This is true. Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, a consumer-debtor must complete an approved consumer education course before being eligible for a discharge in bankruptcy (unless the course is not available in their area). This is designed to help debtors improve their financial literacy and prevent them from finding themselves in a similar situation in the future.

Before Obtaining a Discharge in Bankruptcy,a Consumer-Debtor Must Attend a Consumer