Discount Retail Warehouse Corporation pays its employees every two weeks. Ethel, a Discount Retail employee, receives her paycheck and indorses the back ("Ethel Smith"), but loses the check before cashing it or depositing it. Garth finds it. Has the check been nego?tiated to Garth? If Garth signs the back of the check beneath Ethel's signature, can he cash it? If so, what might Ethel have done to avoid the loss?
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