If a bank pays a check in spite of a stop-payment order, the bank is liable only for amount of the actual loss suffered by the drawer because of the wrongful payment.

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This is generally true, although the specific circumstances of the situation may affect liability. The Uniform Commercial Code (UCC) provides that if a bank pays a check despite a stop-payment order, the bank is liable only for the amount of the actual loss suffered by the drawer due to the wrongful payment. However, if the stop-payment order was not properly completed or there was a mistake in the order, the bank may be less liable. Additionally, if the bank was negligent in failing to honor the stop-payment order, it may be liable for additional damages.

If a Bank Pays a Check in Spite of a Stop-Payment