Duran applies to EZ Credit Mortgage Company for $100,000 to buy a home.EZ Credit steers Duran toward an adjustable-rate mortgage even though he qualifies for a fixed-rate mortgage.This is

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This is an example of steering and targeting, which is a discriminatory practice where a lender steers a borrower towards certain types of loans or loan products based on their race, ethnicity, or other protected characteristics. In this case, Duran was steered towards an adjustable-rate mortgage even though he qualified for a fixed-rate mortgage.

Duran Applies to EZ Credit Mortgage Company for $100,000 to Buy