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Many Lenders Will Hold Dave to the 28/36 Rule in Evaluating

Question 98

Multiple Choice

Many lenders will hold Dave to the 28/36 rule in evaluating his application for a mortgage.What does the 36 mean?


A) A down payment of 36 months is required.
B) A down payment of 36% is required.
C) Debt payments including mortgage must be less than 36% of his gross monthly income.
D) Debt payments must be less than 36% of his monthly take-home pay.
E) Mortgage insurance is required during the first 36 months of the loan.

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