The Johnsons have been thinking about the financial principle - Pay Yourself First.Being very conservative,they might consider having their bank

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The best choice for the Johnsons is to have their bank do a direct deposit of some of John's paycheck into a savings fund. This is because the financial principle of Pay Yourself First emphasizes the importance of saving and investing a portion of one's income before spending it on other expenses. By setting up a direct deposit into a savings fund, the Johnsons are automatically putting money towards their savings goals and are less likely to spend it on impulse purchases or unnecessary expenses. This will help them build their savings over time and achieve their financial goals. Option A is not a good choice because a risky mutual fund may not align with the Johnsons' conservative investment approach. Option B is a good idea but only applies to a 401(k) account, which the Johnsons may or may not have access to. Option C only directs the paycheck into a checking account, which does not promote saving or investing.

The Johnsons Have Been Thinking About the Financial Principle -