According to the author,401(k)plans are actually do it yourself variation of a profit-sharing/thrift plan.

Name: According to the author,401(k)plans are actually do it yourself variation of a profit-sharing/thrift plan.
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The author states in the sentence "401(k) plans are actually do it yourself variation of a profit-sharing/thrift plan" that 401(k) plans are a type of profit-sharing/thrift plan, which makes the statement true.

According to the Author,401(k)plans Are Actually Do It Yourself Variation