The purpose of a personal umbrella policy,as an addition to your homeowner's policy,is primarily to protect you from
A)acts of God,such as falling objects,hail,etc.
B)flood damage.
C)lawsuits and judgments.
D)faulty construction of your home.
E)contested title to your property.

Question

Quizplus · Accepted Answer

The purpose of a personal umbrella policy is primarily to provide additional liability protection beyond what is covered by your homeowner's policy. This protection is specifically for lawsuits and judgments against you, rather than for acts of God (which may be covered by your homeowner's policy) or other issues related to the property itself.

The Purpose of a Personal Umbrella Policy,as an Addition to Your