Which Statement Reflects a Prediction of the Precautionary Saving Model

Which statement reflects a prediction of the precautionary saving model and the empirical evidence?

A) Empirical research suggests that expansions of social insurance programs cause savings to increase.
B) Empirical research suggests that expansions of social insurance programs cause savings to decrease.
C) The precautionary saving model predicts that an expansion of a social insurance program should cause savings to increase.
D) The prediction of the precautionary saving model is consistent with empirical evidence.