Which of the following would make selling insurance to employees of a given firm problematic for the insurer in terms of risk pooling?

Question

Quizplus · Accepted Answer

If workers take into account their health status when choosing which firm to work for, it is more likely that the insurer will end up with a group of employees who are at higher risk of needing medical treatment. This would make risk-pooling more difficult as the insurer would have a larger number of claims, and it would be harder to spread the risk among the larger group.

Which of the Following Would Make Selling Insurance to Employees