Suppose You Are Thinking About Retiring One Year Earlier Than

Suppose you are thinking about retiring one year earlier than you had planned.Which rationale provides you with an incentive to do so?

A) Since earnings generally rise with age,you won't get to replace a low-wage earnings year with a high-earnings year in the 35-year benefits average.
B) You won't pay an extra year of payroll taxes on your earnings.
C) You'll get a lower Social Security benefit level than you would otherwise have.
D) You will collect Social Security benefits for a smaller number of years.