With Regard to the Damage to the Formal Ball Gowns,who

With regard to the damage to the formal ball gowns,who bears the risk of loss?

A) Cleo,because she is the buyer in a sale-or-return contract
B) Cleo,because under a sale-or-return contract,she can return the dresses.
C) Cleo,because the dresses are goods in bailment
D) Kool Klothes,because it is the seller in a sale-or-return contract
E) Kool Klothes,because it is a merchant and in a simple delivery contract,risk of loss transfers on delivery of the goods to the buyer