Which Statement Is Correct About the Creation of a Security

Which statement is correct about the creation of a security interest?

A) The secured party must give a consumer good to get the security agreement.
B) A written agreement is necessary to create a security interest.
C) The secured party must be a bank.
D) To create a security interest,either a written agreement is necessary or the secured party is in possession of the collateral.
E) The debtor has no actual rights to the collateral until final payment is made.