Which of the Following Was NOT a Reason Cited for Passing

Which of the following was NOT a reason cited for passing the comprehensive changes to bankruptcy law included in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

A) The fact that some bankruptcy debtors were able to repay a significant portion of their debt
B) Significant losses associated with bankruptcy filings
C) The increased numbers of bankruptcy filings
D) Making it simper and easier for consumers to file for bankruptcy
E) Loopholes and incentives that allowed and sometimes encouraged opportunistic personal filings and abuse